Moving wealth through generations

Responsibly helping you with your Financial Freedom

We’re proud of the awards we have been nominated for, and the growth we have achieved as a company since launching in 2010.

But we’re more proud to have helped over 300,000 people on their way to a more comfortable life.

It’s not easy for the over 55’s. In fact, we surveyed 2000 of you and found that 96% found the government did not have your best interests at heart. With inheritance tax being a minefield, long-term care being so unclear and quantitative easing hitting retirees the hardest, it seems that you need to be on your toes to maintain the quality of life that you deserve.

That’s why we work to bring you a range of financial solutions to swing the balance back in your favour. We offer an innovative range of lifetime mortgages, traditional mortgages, income protection and estate planning delivered to you with exceptional customer service, so you can rest assured that we’re working on your behalf.


We’re campaigning on behalf of our customers. Read what we’re up to here.

Be part of our growing team

Whether you are an experienced financial services aficionado or are looking to make the first step, why not see what Responsible Life has to offer your career.

Refer our services to your friends and family and receive

If at any point you have been a Responsible Life customer, then you can be an Ambassador.

Register today for your free Ambassador Pack.




Responsible Life takes sustainability seriously and recognises our responsibility to the environment. We embrace environmental considerations in the business management process and decision making throughout the organisation. Our buildings use light-saving technology and our IT uses energy saving technology to minimise our energy usage.

As an international company, where possible, IT such as webinars and online meetings are used to minimise unnecessary business travel. We participate in recycling initiatives with segregation for refuse into recyclable bags. We work in a paperless manner where possible and waste paper is shredded and picked up for recycling.

We also value and prefer suppliers who operate sustainably.


We support two major charities that mean a lot to us.

The first is Kiva, which is a global community of micro-lenders who make loans for entrepreneurs doing amazing things in developing countries. The loans may support businesses in agriculture, health, refugees and IDPs and single parent business people. Once loans are repaid, they are re-loaned to other entrepreneurs to do more amazing things, completing the cycle of sustainable growth.

This charity affords us the benefit of empowering our employees to choose causes that they wish to support and which mean a lot to them.

The second is Greenpeace, which defends the natural world and promotes peace by investigating, exposing and confronting environmental abuse, and championing solutions. As a national business, we can’t always avoid travel by car and we hope our contributions towards this charity will help push the change towards more efficient personal travel solutions.

Core Values

We believe that in order to achieve our mission statement standards, we need to encourage and foster a positive, diverse, inclusive working environment with the following core values:

  • Honesty: Doing things the honest way
  • Inclusion: Creating a working culture where differences are valued
  • Diversity: Recognising, including, respecting and appreciating the ways we differ
  • Integrity: Doing things the right way in line with our duties of care
  • Respect: Valuing the input of others
  • Communication: Addressing and supporting challenges whilst celebrating progress & success
  • Feedback: Being open in both critique and praise in order to promote success