Responsible Life Limited offers UK homeowners aged 55 or over access to expert equity release advice. Now, that advice is still offered by Responsible Life Limited, but through a new trading name: Royal London Equity Release Advisers.
Learn moreWe focus on putting you at the heart of everything that we do. That focus continues through our offering at Royal London Equity Release Advisers.
We're proud of the fact that thousands of UK homeowners have trusted our advice on how their property wealth could factor into a wider retirement plan. If you're interested in learning what equity release could do for you, look at the new customers section below.
But first, you should know that a Lifetime Mortgage is a loan secured against your home. It will reduce the value of your estate and may affect your entitlement to means-tested benefits.
Have you already taken out a Lifetime Mortgage or other product with the help of Royal London Equity Release Advisers? If you have questions about your product or need help drawing down funds from a reserve, get in touch with your lender in the first instance. If you have other questions or want to consider further borrowing, get in touch with the Information Team or your adviser who can provide more information.
If you’re interested in getting advice on how to take advantage of your property wealth, we can still provide that. You can first complete a calculation to get an estimate of the amount you could release, and then speak with the Information Team who can answer your general questions. When you’re ready, they will help to book a no-obligation appointment with an adviser.
Clear an existing mortgage
Improve the home
Gift an early inheritance
Fund holidays
Fund large purchases
Fund or gift a house deposit
Supplement income
Purchase a holiday home
Use the Royal London Equity Release Advisers calculator to get an estimate of the tax-free cash that could be available to you.
Calculate now
We believe that all people deserve to live a better life. It's our promise that we will help UK homeowners aged 55 or over to consider a range of financial options to help them take advantage of property wealth by providing comprehensive, whole-of-market advice. With our help, you could find the best way to achieve your goals.
Your adviser will also provide a personal illustration and explain that releasing equity will reduce the value of your estate and potentially affect your entitlement to means-tested benefits.
